FI Tip Sheet: The Size of the Sandbox

If you can’t beat ’em, join ’em. Al echoes some of my own thoughts on BBVA’s purchase of Simple. Could this start a wave of fintech purchases by big banks?

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Just as an Apple store conveys a community and market presence, so too does a bank’s branch.  While younger customers may no longer visit more than a front-of-the-house ATM, I do think many of us choose our bank based on their proximity to where we live and work.  Today’s tip sheet build on this thought — beginning with a look at the economics of deposit taking, followed by a visual reminder of our industry’s size before ending with an acquisition by a a big bank based in Madrid .

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Face-to-Face Trumps Technology?

To borrow a few lines from a recent CDW white paper, as the U.S. financial industry emerges from the recent financial crisis, “the surviving institutions are leaner and more focused than ever before. In some cases, this means lowering overhead — doing more with less — to effectively maintain operations.” While the future of banks proved popular…

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1 Comment

  1. Pingback: Innovative or Impersonal? | banknotesbykelsey

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